3 Easy Steps to Get the Best Car Insurance in Saudi Arabia
At Shory, we’ve made car insurance faster, simpler, and 100% online. Get instant quotes from top insurers in Saudi Arabia, compare plans side by side, and buy your policy in minutes, anytime, anywhere.
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Enter your car details
Just tell us about your car and we’ll instantly show you the most suitable quotes.
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Compare and choose your plan
You will get quotes from trusted insurance companies to pick a plan that fits you best.
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Pay online. Get covered instantly.
We’re Saudi’s first and only 100% digital insurance platform.
Which Car Insurance Works Best for You?
In Saudi Arabia, you can choose between two simple types of car insurance, each made for different needs.
Third-Party Car Insurance
This is the basic, legally required insurance. It covers damage or injury you cause to others, but not your own car.
Comprehensive Car Insurance
This gives you full protection for your car and others’. It also covers theft, fire, vandalism, and other unexpected damage, depending on the plan you choose.
Compare. Choose. Get Covered.
Here’s a quick look at what each plan covers — so you can choose the one that fits your needs and budget.
Benefits
Accidental damage to other vehicles
Third-party bodily injury
Accidental damage to your vehicle
Theft or fire damage to your vehicle
Natural disasters (flood, storm, etc.)
Personal accident coverage
Roadside assistance
Premium cost
Third-Party Insurance
less
Comprehensive Insurance
more
Note: The table above is indicative. Coverage may vary based on your chosen insurance company and plan.
Customize Your Car Insurance with Smart Add-ons
Add-ons are small upgrades that make a big difference. They help you cover the little things you may not actively think about like roadside assistance, personal accident cover or temporary vehicle replacement. Let’s explore a few add-ons that might be beneficial for your insurance.
Personal Accident – Passengers
Protects your passengers by covering their medical expenses or offering compensation if they’re injured in an accident.
Personal Accident – Driver
Covers you as the driver in case of injuries helping with medical bills after an accident.
Roadside Assistance
24/7 help when you need it, from flat tires and battery boosts to towing and emergency fuel.
Natural Disaster Coverage
In Saudi Arabia, sandstorms, floods, and even occasional heavy rain can cause serious damage to your car. Natural Disaster Coverage protects you from those unexpected events, whether it’s water damage after a storm or a sandstorm denting your vehicle. It’s peace of mind for things you can’t predict, but can definitely prepare for.
Temporary Vehicle Replacement
This add-on keeps your life moving if your car is in the workshop after an accident. You’ll get a temporary replacement car while yours is being repaired, so you don’t have to worry about missing work, school runs, or errands. It’s one of those practical add-ons that truly save the day when things go wrong.
Off-Road Coverage (for SUVs vehicles)
This add-on covers your vehicle for damage that happens off the main road like when driving on sand dunes or rocky terrain.
Rental Car Reimbursement
If your car needs longer repairs after an accident, rental car reimbursement add-on helps cover the cost of renting another vehicle. It means you’re never left without transport. It’s a small add-on that makes a huge difference when you really need it.